Overview
The Ibile Traditional Mortgage Housing Plan by Harmony Garden & Estate Development Ltd. introduces a flexible and innovative pathway to homeownership in Lagos — designed to make owning a home more accessible, structured, and stress-free.
This 5-year mortgage system removes the burden of heavy upfront payments and provides a clear, progressive structure that allows individuals and families to transition from renting to owning with ease and confidence.
Whether you are based in Nigeria or abroad, this scheme is designed to give you a practical and disciplined route to owning premium homes within secure and well-planned estates.
With a focus on affordability, transparency, and long-term value, the Ibile Mortgage System empowers buyers to secure their future while building wealth through real estate ownership.
Mortgage Payment Structure
| Title | Value |
|---|---|
| Initial Commitment | 10% |
| Allocation | 30% |
| Move-in Stage | 50% |
| Balance Payment Duration | 5 Years |
| Interest Rate | 9.9% |
Available Estates
| Estate Name | Description |
|---|---|
| GranVille Estate | Serenity meets sophistication |
| Lekki Aviation Town | Urban living with neighborhood charm |
| The Parliament Estate | Affordable luxury with class |
| Majestic Bay Estate | Waterfront elegance & innovation |
Available Home Options
| Property Type | Price |
|---|---|
| 3-Bedroom Bungalow + BQ | ₦94 Million |
| 3-Bedroom Terrace + BQ | ₦137 Million |
| 3-Bedroom Duplex + BQ | ₦249 Million |
| 4-Bedroom Duplex + BQ | ₦298 Million |
| 5-Bedroom Duplex + BQ | ₦340 Million |
Why Choose Ibile Mortgage System
| Title | Value |
|---|---|
| Flexible Entry | Start with just 10% commitment |
| Structured Ownership | Clear staged payment and allocation system |
| Low Interest Rate | Single-digit 9.9% mortgage interest |
| Security | Located in gated and secured estates |
| Modern Living | Premium infrastructure and eco-friendly design |
| Wealth Creation | Long-term asset growth and investment stability |
| Accessibility | Designed for both local and diaspora buyers |
Investment Benefits
- Smooth transition from renting to ownership
- Long-term wealth creation through real estate
- Structured and transparent payment system
- Access to premium estate developments
- Flexible payment spread over 5 years
Details
-
Price ($):94M/137M/249M/298M/340M
-
Status:
Features
- A smart investment for your future
- Flexible entry & payment plan
- gated communities
- Modern infrastructure & eco-friendly living
- Single-digit interest rate
